The Right Loan for Saving Green

Green Bank offers different loan options to meet your lending needs. Whether you are looking to buy or improve your current home, purchase a new or used vehicle or something else, we have the right loan for you.

• Special terms for projects that improve an existing home’s efficiency
• New vehicle loans
• Used vehicle loans
• CD loans
• Unsecured loans

For more information, call 713-316-3660

Green Bank offers several home loan plans to meet your needs. Whether you are building green, have found the perfect first home or are buying the home of your dreams, we’ve got financing options that hit the nail on the head.

Our conventional mortgages are built on ease. For homes priced up to $417,000, we’ve built a system that emphasizes education and we’re able to guide you through the process.

Jumbo mortgages are not a jumbo pain at Green Bank. Call your banker, at (713) 316-7007, to learn about the different options we have available.

Green Bank was one of the first in the nation to offer totally paper-free accounts. We’re continuing the trend some options for Houstonians looking to build or remodel green.

The Building Green, Saving Green Mortgage includes an annual reward to customers who have built or purchased homes to an Energy Star or LEED certified or greater level. Homes completed after January of 2008 will be eligible for the reward program. Loans with a principal balance of $600,000 or greater will be eligible for annual rewards of $1,000 per year; loans with a principal balance of between $300,000 and $600,000 will be eligible for rewards of $500 per year. The annual reward will be deposited into a Green Money Market for the first five years of financing by Green Bank or until the first full year a mortgage balance falls below $300,000.

The RE-Building Green Home Improvement Loan rewards customers who invest in money- and resource-saving remodeling choices for homes and townhomes that meet common green standards. For home improvement loans with a principal balance of $200,000 or greater, the owner will receive an annual reward of $500. The annual reward will be deposited into a Green Money Market for up to five years.

Required improvements include:

• HVAC systems must be of SEER 14 or greater.
• Replace or insulate existing duct work to R8 or greater value.
• Install a programmable thermostat.
• For all new windows, Energy Star qualified replacement windows are required.
• Use of a solar, high efficiency or tankless water heating systems. Hot water tanks should use a water heater blanket and all piping within three feet of the heater should be insulated to an R-3 value.
• Replacement appliance must be Energy Star rated.
• Dual flush toilets should be used when old units are replaced. New toilet tank kits are required for old toilets when they are being retained.
• 2 gallon per minute showerheads.
• 2 gallon per minute aerators for lavatory sinks.
• HVAC systems must be of SEER 14 or greater.
• Increase attic insulation to an R-30 level. Fiberglass, cellulose, mineral wool, whole-wall spray foam, rigid foam board, cotton fiber batts, foil radiant barrier products, recycled denim or other materials are acceptable..
• Use of compact fluorescent lamps or LED lighting in main living rooms and bedrooms